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We all need help now and then when it comes to saving money. I always seem to be low on money right before the holiday.
Here are few tips that I hope will help.
Turn off the television when you are not in the room. The pennies you save can add up over time.
Kathy Zengolewicz
Make your own gifts instead of buying stuff from the store. You can make small crafty gifts or some goodies in a jar which can consist of anything from soup to cookie mix. Follow my blog on Home & Living and I’ll show you how to make some great inexpensive crafts to give as gifts.
Follow the thirty day rule. When you are considering making a large purchase, think it over for 30 days and then if you still want it shop around and make sure to get the best deal
Don’t buy unnecessary items when food shopping. Make a list of the items that you need and stick to it. You can save a bundle that way.
When you are planning to get together with family and friends, invite them to your house instead of going out. We have a family game night once a month. This is a great way to spend some quality time with children and grandchildren and save money too. My grandchildren play right along with the adults.
Cut back on convenience and prepackaged foods. Instead, make easy casseroles or stews. They are nutritious and cost less to make than buying the pre-made items. Make extra and have leftovers one night a week.
Turn those lights off when you leave a room. Better yet, use CLF(Compact Fluorescent Light) bulbs. They use about 25% less electricity than a regular incandescent bulb.
Install a programmable thermostat. They can save anywhere from 10 to 20% on your energy bill. Cleaning the filter in your house heater will also cut down on your energy bills.
And last, but not least, shop early for holiday gifts. I know for a fact that items, especially toys, cost as much as 1-2 dollars more after Thanksgiving.
I will be bringing you more money saving tips in the weeks to come. I hope you will find these tips useful.
Take care. I’ll talk to you soon!
269 days ago
Kathy, I really enjoyed this article, it’s great to see someone else who extols the virtues of turning lights off! I have to confess to being very lax about this in my young day, but I didn’t pay the bills then and I did think I knew everything. How difficult is it to switch off a light when you leave a room! I’m something of an extremist when it comes to being frugal, but I don’t believe that being so should mean that your standard of living drops. The lights off practice doesn’t hurt anyone…it’s only the empty room that’s left in the dark, after all.
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